Universal Bill Payment API

Every bill.
One API.

Connect your app to 200+ billers across West Africa with a single integration. Electricity, water, telecom, insurance — all in one call.

Free to start1,000 free transactions
200+
Billers connected
<1s
Payment confirmation
8
Countries covered
99.9%
Success rate
Biller categories
Electricity
Water
Telecom
Television
Internet
Insurance
Government
Features

One integration, every biller

Stop building custom integrations for each biller. BillPay normalizes every provider into a clean, consistent API.

Discovery

Biller Catalog

Searchable catalog with biller metadata, logos, required fields, and validation rules. Always up to date.

Speed

Real-Time Confirmation

Instant payment confirmation from the biller. Know the payment succeeded before your user leaves the screen.

Receipts

Receipt Generation

Branded receipts with biller-specific reference numbers, timestamps, and payment details. PDF and JSON formats.

Automation

Payment Scheduling

Let users set up recurring payments and scheduled bill pay. Automatic retry on failure with notifications.

Coverage

Multi-Country

Coverage across the entire UEMOA zone with expanding footprint. One API for all 8 countries.

Payments

Multi-Source Funding

Accept payments from mobile money, bank accounts, cards, and wallets. Flexible funding for every user.

For Developers

Ship bill payments
in an afternoon.

Clean RESTful API with consistent responses across all billers. No biller-specific logic in your code — ever.

RESTful JSON API with OpenAPI 3.0 spec
Consistent response format across all billers
Sandbox with test billers and accounts
Webhook notifications for payment status
SDKs for Node.js, Python, and PHP
Idempotent payment operations
Testimonials

Loved by fintechs across Africa

We were maintaining 47 separate biller integrations. BillPay replaced all of them with one API call. Our engineering team can finally focus on our product.
Moussa Traoré
CTO, NanaPay
The biller catalog API is brilliant. We built a complete bill payment experience in our app in 3 days. The search and validation features saved us weeks.
Awa Diop
Lead Engineer, SendWave
Real-time payment confirmation changed everything for our users. No more waiting, no more uncertainty. Our bill payment completion rate went from 60% to 94%.
Kofi Mensah
Product Lead, AfriWallet
Pricing

Simple, per-transaction pricing

Start free. Pay only for what you use.

Starter
Free
1,000 transactions/mo
  • All 200+ billers
  • Real-time confirmation
  • Biller catalog API
  • Sandbox access
  • Community support
Get Started
Growth
$0.05
per transaction
  • Everything in Starter
  • Payment scheduling
  • Branded receipts
  • Webhook events
  • Priority support
  • 99.9% SLA
Start Free
Enterprise
Custom
volume pricing
  • Everything in Growth
  • Dedicated account manager
  • Custom SLA
  • White-label receipts
  • On-premise option
  • 24/7 support
Contact Sales

Add bill payments to your app today

Get your API key in 30 seconds. 1,000 free transactions every month.